Find Out what it's like to get Approved with Top Notch Used Cars
Fill out the application below to get started!
Buy Here Pay Here In-House Financing Program
Top Notch Used Cars is proud to be Conroe Texas’s local Buy Here Pay Here Used Car Dealership. We specialize in vehicle financing regardless of credit situations. Finance your future, not your past at Top Notch today!
Do you have financing for people with less than perfect credit?
We believe that less than perfect credit shouldn’t stop you from getting a reliable vehicle. We specialize in bad credit, no credit, first-time buyers and more. Apply now to get started.
What can I expect after the application is complete?
We use a simple start online, finish by text technology that makes getting approved simple. After you complete the application, a member of our team will begin working to get you the best deal possible. You will receive a text with prompts to help you through the process, or you can bring your needed documents directly to the store. Once approved, it’s time to finalize your vehicle selection in person!
Can I drive my vehicle home today?
Yes! Once your approval is complete you will be able to finalize your vehicle selection and drive home happy!
Do You Take Trade Ins?
Top Notch Used Cars does take trade-ins. A Top Notch Team Member will ask you a few questions about your vehicle then complete the appraisal in person. Please be sure to tell our Sales Team that you will be bringing a trade with you!
What do I need to Get Approved?
To finalize your approval, please plan on providing the following items:
Valid Driver's License
At Top Notch, we will use your Drivers license to register your vehicle, and validate your identity.
Please note that these are general guidelines and the requirements may vary.
If you have any questions during the process, feel free to call us
Proof of income (Like a recent pay stub)
At Top Notch, we typically accept the following as proof of income:
- Recent pay stubs
- Bank statements showing regular deposits
- Social Security income statements
- Pension distribution statements
- Tax returns (for self-employed individuals)
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
Proof of Residence
For proof of residence, Top Notch accepts:
- Utility bills (like electricity, water, or gas) in your name
- Lease agreements
- Mortgage statements
- Bank statements with your address
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
Tax returns (for self-employed individuals)
If you own your own business, you can provide the following as proof of income:
- Tax returns from the previous year, specifically the Schedule C form that reports your profit or loss from business.
- Bank statements showing regular income.
- Financial statements like profit and loss statements.
Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us
Bankruptcy
Yes, at Top Notch, we understand that life happens and financial challenges like bankruptcy can occur. We work with individuals in various financial situations, including those who are in bankruptcy.
Please contact us directly to discuss your specific situation and how we can assist you.
How it Works
